Atlanta Habitat for Humanity transforms communities by acting as a catalyst for neighborhood revitalization through education, innovative development, partnerships, and long term relationships with families.
Since 1983, Atlanta Habitat has built more than 1,450 homes in the City of Atlanta and Fulton County, housing approximately 5,000 individual family members.
Atlanta Habitat spends approximately 85 cents of every dollar on construction and homeowner programs and services.
Families must qualify to purchase an Atlanta Habitat home by being a first time homebuyer, having a household of 2-8 people, proving steady income and good credit, and having lived or worked in the City of Atlanta or surrounding counties for at least one year. Atlanta Habitat builds with families who are unable to purchase homes on the open market because their incomes- typically 30-50% of area median- do not qualify them for traditional financing.
Homebuyers lease their houses for the first year, during which they are required to contribute 250 hours of "sweat equity" on their home and others, make timely payments, care for the property, and attend 12 Homeowner Education classes through Atlanta Habitat.
After this lease period, homebuyers assume a 25-30 year no profit, with no interest mortgage. Average monthly payments are less than $600 and include property taxes, pest control, homeowner's insurance, and a maintenance savings account.
Mortgage payments from current Homeowners go directly to furthering our mission as a major funding source.